Nearly nine in 10 Kenyans have reduced spending on essential needs to meet housing costs, according to a new study by Habitat for Humanity International. The research, titled *Home at What Cost?*, was released in Nairobi on October 5, 2026, during World Habitat Day. It surveyed 1,400 individuals across Kenya, highlighting the growing financial strain on households.
The findings show that a significant portion of the population is making difficult choices to remain housed. Over 88% of Kenyans expect to continue cutting expenses, with many taking on side jobs to cover rising costs. The study emphasizes the impact of increasing housing prices and the lack of affordable options.
This crisis comes amid broader economic challenges in Kenya. Rising inflation and limited job opportunities have forced many to prioritize housing over basic needs. The survey also notes that the situation is worsening, with more people struggling to balance their budgets. The report calls for urgent action to address the housing affordability gap and support vulnerable families.
The housing crisis has deep roots, exacerbated by urbanization and insufficient government intervention. As more people move to cities in search of better opportunities, the demand for housing has surged, driving up prices. This trend has left many families in a precarious financial position, unable to meet their daily needs.
The study underscores the need for policy reforms and increased investment in affordable housing. Without immediate solutions, the financial burden on Kenyans is likely to grow, further straining household budgets and limiting economic mobility.
